Healia for Brokers | A Better Way to Serve Your Clients

Together, we deliver better benefits

Healia’s Total Care Option allows you to significantly lower your clients' costs while providing an innovative new benefit.

Trusted by hundreds of employers and brokers nationwide.

The challenges brokers face:

Rising cost of care
Year after year, healthcare costs continue to rise. Clients turn to you for solutions, but reducing costs without cutting value is harder than ever.

Spouse & family risk
Spouses and dependents are often the biggest driver of costs. The richer your client's plan is, the greater the added risk.

Client retention
Companies expect quality benefits that attract and retain talent. Without innovation, it’s difficult to control costs and stand out from competitors.

Introducing the Total Care Option (TCO)

A competitive edge for brokers.
The TCO is a Health Reimbursement Arrangement (HRA) that helps your clients cover premiums and out-of-pocket costs when employees, spouses, or dependents move to a spouse's plan with their employer. By introducing the TCO, you give your clients a benefit that lowers costs, reduces pressure on HR, and helps recruit and retain the best employees.

Up to 100% cost coverage in three easy steps

  1. Family enrolls in the spouse’s plan
    Simple, easy, and familiar with no formal coordination required.
  2. Your client provides an HRA to cover costs
    The HRA can cover copays, coinsurance, deductibles, and premiums.
  3. We manage the entire claims process in-house
    Fast reimbursements and accurate payments handled without added work for HR.

Year-round support from day one

Setup & compliance

We handle everything from creating plan documents and SPDs to working with the HRIS vendor so you and your clients can rest easy.

Education & enrollment

We provide employee education, open enrollment support, and guidance throughout the plan year, making education a breeze.

Plan guidance

We offer simple but powerful decision support technology that simplifies decision-making for employees and their families.

Administration & claims

Plan administration is on us. We review claims, reimburse enrollees, and check eligibility, making sure everything is followed to the tee.

Ongoing support

Our support is year-round. Our dedicated account managers are there for you and your clients via phone, text, and email.

Smarter decision support for employees

Our AI-powered decision support tool helps every employee compare all health plans, including a spouse’s, to see true household costs side-by-side in minutes. With personalized recommendations, families can confidently choose the best plan, companies can cut unnecessary costs, and everyone saves time and money.

The best part? It’s completely free for your entire workforce.

Under
2 min for a health plan analysis
Average
$2,100 family savings per year

Simple, transparent, and enrollment based

Proven results you can take to your clients

Healia delivers measurable results you can bring directly to your clients.
For families, Healia means less stress about bills and more comfort knowing expenses are covered.

Trusted by Leading Brokers

Dave Fredrickson
AVP of People and Culture at Bethel University
’’The Healia team went above and beyond to educate both our HR staff and employees, even coming on campus to ensure everyone understood how to make the most of the benefit.’’

Emily Higbie
Strategic Rewards Partner at Bloomreach
’’Healia has been really great for our employees. Utilization has been strong, the experience has been seamless, and the 4x return on investment has been amazing for our finance team.’’

Kristy Rosenberger
Benefits Manager at Adswerve
’’Switching to Healia was a game-changer for our company. The AI tool makes everything so simple. And truly working for both the employer and the employee.’’

Suzanne Graham
Human Resources Manager at NREMT
’’We value our employees and want to provide rich benefits. Healia's Total Care Option helps us do that while reducing our overall costs and exposure to rising premiums year after year.’’

Angie Lopez
Benefits Administrator at Bethel University
’’The Healia team has been a reliable, supportive partner. Implementation was seamless, the experience stress free, and our employees love how easy it is to use.’’

Monet Hall
Staff Accountant at Adswerve
’’Healia is 100% saving me money on my healthcare costs. They've helped me get a lot of my medical expenses reimbursed, so we're not seeing the same hit to our account as we were before. I fully support Healia and think what they're doing is great.’’

Become a Partner Today

Join the thousands of brokers already using Healia to win new business, retain clients, and deliver better benefits.

Get a quote for your clients today

All we need are a few details to get started: